Maxed Out: Hard Times, Easy Credit and the Era of Predatory Lenders (2006) is an independent feature-length documentary film and (2007) book that chronicles abusive practices in credit card industry.

Written and directed by James Scurlock , the film and book uses interviews with creditors, debtors, academics, and others to illustrate its story. [1] The film, premiered at the South by Southwest Film Festival in Austin, Texas, USA, in 2006, as part of the Special Jury Prize, Seattle, Full Frame Documentary, Maui, New Zealand, Milwaukee International, Woodstock, Bergen, Leeds International, Oxford and IDFA (Amsterdam) film festivals. Henry Rollins selected Maxed Out When Invited to host a favorite movie Within Maryland Film Festival , 2007.

The DVD was released nationally on June 7, 2007, in the joint effort of Magnolia Pictures and Red Envelope Entertainment (a division of Netflix). The book Maxed Out is published by Scribner, a division of Simon & Schuster. It was published in March 2007 in hardcover and in December 2007 in paperback.

Scurlock’s purpose for the film and book was to raise awareness of how credit and lending issues are affecting society. [1] The main premises of the documentary and book are banks and other Creditors That damaged deliberately market to People Who are More Likely to-have problems paying and que la Creditors benefit from connections to government, the debt collection industry, and lawmaker from apathy. [2]

The non-profit organization Americans for Fairness in Lending (AFFIL) has organized screenings of Maxed Out around the country as part of its work. AFFIL sustains a formal collaboration with the film. Clarification needed ]


  1. ^ Jump up to:b Singletary, Michelle (2007-03-12). “Maxed out on debt? Help on a way, in a film and a book.” The Washington Post .
  2. Jump up^ Hornaday, Ann (2007-03-11). “Give ‘Maxed Out’ credit. The Washington Post .